One moment, Simone Chedid and her husband Nick Noble were taking a happy airport selfie on the way to Bali. But for her return flight, she had to make the most shattering decision imaginable

A devastated wife has had to make the heartbreaking decision to fly home and leave her husband's body behind in Bali after he died suddenly from an aneurysm.

Nick Noble, 54, fell unconscious and died while riding a scooter on a dream surfing holiday to the Indonesian island with Brazil-born wife Simone Chedid, 52, on June 24.

The Sydney couple, who had been together seven years, had travelled to Bali on June 13, along with some of Mr Noble's friends and Ms Chedid's son Marcos and daughter-in-law Wendy.

But Mr Noble, who had seemed to be in good health, had a medical episode while riding a scooter back to their hotel after surfing and was found dead on the road. 

'He had an autopsy and (the doctors) said to me he had an aneurysm, and because of this, he passed,' grieving Ms Chedid told Daily Mail Australia.  

The group had planned to spend a month in Bali, but a distraught Ms Chedid is now back in Sydney. 

Unable to get a definitive answer from the couple's travel insurer and not being able to afford the cost of repatriating her husband's body home herself, she's trying to raise the $13,000 she believes it will cost. 

'His body was looking completely fine. I think the ankle was a little bit swollen. He didn't have any signs of serious injuries, just a few scratches on the leg,' she said.

'He didn't have any marks on his body. When the paramedics contacted me, they said he probably had a heart attack or stroke because he didn't have one injury on his body.'

She was deeply shocked 'because I thought my husband is very strong'.

Ms Chedid said there was no other explanation other than Mr Noble having a medical episode. 

'(He drove) very slowly, and he wasn't drunk. Nothing. He unfortunately had this (aneurysm).'

Though the couple got top drawer insurance before travelling, Ms Chedid said 'unfortunately, I didn't receive anything from insurance so far'.

Her close friend, Brigitte Mentzing, who is also Brazilian, said 'She hasn't received a yes or no from the insurance (company).

'She has signed documents that she will be paying for the repatriation of the body, all the expenses, because so far she hasn't had any help from the insurance.'

Ms Mentzing said she remains hopeful that this 'might change', but they 'don't know yet if the insurance will pay'. 

In the meantime, she has set up a GoFundMe page to help her dear friend - who is unable to work due to the situation - with expenses, including planning the funeral.

'You do insurance for motorcycle, for surfing, for radical sports, not for an aneurysm,' Ms Chedid said. 

'So I don't know what the insurance will do with this, because the body is still there (in Bali).'

She has had one call from a public servant in Canberra about her situation, but the Australian government has not offered to help repatriate Mr Noble's body. 

Ms Chedid said her husband's children Charlie, 21, and daughter Grace, 17, 'have support from their mother, but of course they are suffering a lot'.

With her grief still raw and the situation over her husband's body not having any immediate solution, she switches from the past to present tense when speaking of Mr Noble.  

'Nicholas was a wonderful, wonderful father, these guys have a very close relationship,' she said. 

'We are very grateful to have Nicholas as a lovely husband and father as well.'

She has drawn comfort from the close-knit Brazilian ex-pat community, particularly from her brother who also lives in Sydney, and from Ms Mentzing, who organised the fundraiser. 

'I'm trying, day after day,' she said.

'Day after day I have to shake myself (when I realise I'm) without the love of my life. He was my friend. He was my love. He was everything to me.'

With the expected cost of repatriation, the cost of the funeral and daily living expenses, bills are stacking up as Ms Chedid tries to cope with her grief. 

'I don't have money in my account for that,' she said. 

Ms Mentzing added that 'We as Brazilians have to become as a family because we don't have our family here.

'And although (Simone and Nick) did everything correct, they had the travel insurance, but so far there is no yes or no and the expenses keep coming.

'So that was the idea of the GoFundMe, to do whatever we can [for] Simone's life that will make her feel less stressed, because we cannot bring Nick back.'